Xero leads cloud accounting in New Zealand for small businesses, freelancers, and accountants. It delivers automatic GST handling, direct bank feeds with major NZ banks, and easy advisor collaboration.
The key offer in January 2026 is 80% off the first 3 months for new customers (code: DC129043GL, ends 30 January 2026 at 11:59pm NZDT). Combine it with the 30-day free trial or first month free on purchase for low-risk testing.
This guide covers verified deals, exact savings, pricing, claim steps, and fit for NZ users.
90% off for 6 Months
Is There a Xero Promo Code in NZ Right Now?
Yes — the active code is DC129043GL.
- Discount: 80% off the then-current regular price for the first 3 months
- Eligibility: New New Zealand customers purchasing their first organisation on xero.com
- Expiry: 30 January 2026 at 11:59pm NZDT
- Limits: Base plans only (Ignite, Grow, Comprehensive, Ultimate). Excludes add-ons, usage/overages, payment fees. Cannot combine with other offers. Existing users or multi-org setups (e.g., some accountants) typically excluded.
Other options:
- 30-day free trial (no credit card required in most cases)
- First month free on any purchased plan (after setup; reminder 7 days before charging)
- Partner discounts (10–25% off first months) via certified advisors
Offers subject to change — always verify on xero.com/nz/pricing-plans.
How Much Can You Save With the 80% Off Deal?
Approximate savings using current regular prices (NZD excl. GST; check site for exact):
| Plan | Regular Monthly Price (approx.) | First 3 Months After 80% Off (approx.) | Savings Over 3 Months (approx.) |
|---|---|---|---|
| Ignite | ~$35 | ~$21 total | ~$84 |
| Grow | ~$83 | ~$50 total | ~$199 |
| Comprehensive | ~$110 | ~$66 total | ~$264 |
| Ultimate | ~$125+ | ~$75 total | ~$300+ |
These estimates reflect post-2025 updates. After promo, full price resumes. The low entry cost lets you test full features affordably.
Latest Xero Discounts for New Zealand
| Offer Type | Details | Eligibility | Duration / Expiry |
|---|---|---|---|
| Promo Code (80% Off) | 80% off first 3 months | New NZ customers (first org) | Ends 30 Jan 2026 |
| Free Trial | 30 days full access | New NZ users | One-time |
| First Month Free | 100% off first month on paid plan | New subscribers purchasing | First month only |
| Partner Discount | 10–25% off first months (varies) | Through certified advisors | Typically 3–6 months |
Xero Free Trial Explained (NZ Specific)
30-day free trial provides full access to your selected plan. No credit card needed upfront in most cases.
Test NZ bank connections, invoicing, GST returns, and integrations. Data preserved if you subscribe post-trial. No charges during trial.
Xero Pricing Plans in New Zealand
Plans: Ignite, Grow, Comprehensive, Ultimate (NZD excl. GST; prices can change — see xero.com/nz/pricing-plans).
| Plan | Typical Monthly Price (NZD excl. GST) | Best For | Key Inclusions & Notes |
|---|---|---|---|
| Ignite | From ~$35 | Sole traders, startups | 20 invoices/quotes, 5 bills; payroll add-on ($4/person); no auto-reconcile or advanced reports |
| Grow | From ~$83 | Small growing teams | Unlimited invoices/bills; payroll for 1 person ($4/extra); expenses for 1 user ($5/extra); GST returns, Hubdoc, basic forecasts |
| Comprehensive | From ~$110 | Established businesses | Unlimited features; payroll for 5 people ($4/extra); expenses for 5 users ($5/extra); multi-currency, custom dashboards, KPIs |
| Ultimate | From ~$125+ | Larger teams, payroll-heavy | Payroll for 10 people ($1/extra); expenses for 10 users ($5/extra); projects for 10 users ($7/extra); advanced analytics, 180-day forecasts |
Overages apply beyond included limits (e.g., extra payroll people). Payment fees separate for online invoicing.
How to Claim Xero Discount Step by Step
For 80% Off Promo:
- Visit this referral link
- Start trial or select plan
- Enter DC129043GL at checkout
- Complete signup (discount auto-applies to first 3 months)
For Free Trial or First Month Free:
- Go to xero.com/nz
- Click “Try Xero for free”
- Set up business
- Trial begins; purchase for first month free
Partner Route: Contact a certified NZ advisor for custom link.
Try Xero free for 30 days
Apply 80% off for first 3 months before 30 Jan 2026
Xero Features That Matter for NZ Businesses
- Automatic GST compliance and simplified filing
- Direct feeds with ANZ, ASB, BNZ, Westpac, Kiwibank
- Professional invoicing with online payments and reminders
- Inventory/supplier tracking
- Payroll for wages, leave, PAYE (limited included; extras fee-based)
- Full mobile app (iOS/Android)
Xero vs Alternatives in NZ
| Feature | Xero | MYOB | QuickBooks Online |
|---|---|---|---|
| Base Price (approx. NZD/month) | $35–$125+ | ~$27+ | ~$35+ |
| NZ Bank Feeds | Excellent | Good | Good |
| GST Handling | Native | Native | Native |
| Learning Curve | Moderate | Moderate | Easy |
| App Ecosystem | 1000+ | 300+ | 750+ |
| Payroll | Included limited + overages | Often bundled | Add-on |
Xero excels in NZ integrations and growth potential. (See our full Xero vs MYOB review for more.)
Who Should Use Xero in New Zealand?
Best for: Service businesses, retail/e-commerce, scaling teams, multi-user/advisor needs.
Not ideal for: Ultra-low transaction sole traders, cash-only setups, or permanent free requirements.
Pros and Cons
Pros:
- Intuitive interface
- Strong NZ-specific tools
- Vast app marketplace
- Regular updates
- Great mobile experience
- Accountant-trusted
Cons:
- Overages on payroll/expenses
- Tiered pricing
- Advanced features in higher plans
- Some learning for beginners
- No indefinite free plan
Final Verdict: Is Xero Worth It in 2026?
Yes for most NZ small businesses. The 80% off promo (ends 30 Jan) makes starting very affordable while providing real time savings on compliance and bookkeeping.
Test with the free trial — it often proves its value through better financial control. Skip only for minimal needs.
This page may contain affiliate links. We only recommend verified Xero offers.
Offers subject to change. Always verify on Xero’s official NZ site.
FAQs
What is the current Xero promo code for New Zealand?
DC129043GL for 80% off the first 3 months (new customers, ends 30 January 2026).
How long is the Xero free trial in NZ?
30 days full access; no credit card required in most cases.
Does Xero include payroll in the subscription?
Limited users included (e.g., 1 in Grow, 10 in Ultimate); extras charged per person.
Can I change Xero plans after signup?
Yes — upgrade anytime; downgrade on next cycle (restrictions may apply).
Is Xero good for GST compliance in New Zealand?
Yes — automates NZ GST rates, returns, and reporting natively.
Additional Resources:
If you’re still comparing tools, read our full Xero review or see how it stacks up in our best accounting software for small businesses guide.
