Trial length
Xero offers a standard 30-day free trial with full access to core accounting features, so you can test bank reconciliation, invoicing, and reporting before paying anything.
What is included
The trial gives you the same functionality as a paid plan at the tier you select, including bank feeds, invoicing, and basic reporting. Some regional payroll features may be limited during the trial period.
What happens at the end
If you do not add payment details before day 30, your account is paused rather than deleted immediately, and your data is typically retained for a window of time in case you decide to subscribe later.
Getting the most out of it
Connect your actual business bank account in the first few days rather than waiting, since bank feed setup can take a day or two to sync, and that time counts against your 30-day window.
